How it works

One visible path from intake to an accountable outcome.

Clarivy does not replace your lending, risk, screening or case systems. It coordinates the work between them and keeps the decision context intact.

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The Clarivy control loop
  1. 01

    Set the case boundary

    Capture the purpose, legal entity, application, jurisdiction, owner and approved policy before work begins.

    A controlled scope

  2. 02

    Gather what is required

    Reuse valid records, upload documents directly or send a secure request for the items that are missing.

    A complete document plan

  3. 03

    Check and reconcile

    OCR extracts structured fields. Rules and bounded agents compare documents, screening and risk signals without hiding conflicts.

    Visible gaps and exceptions

  4. 04

    Route material judgment

    Clarivy proposes next actions, but a named reviewer confirms, requests follow-up, escalates or rejects.

    Human-owned outcomes

  5. 05

    Record the decision

    The applied policy, sources, actions, exceptions, reviewers and rationale remain together as a reconstructable record.

    Defensible decision lineage

Example

A merchant is missing ownership documents.

Clarivy identifies the gap

The policy requires an ownership chart and UBO declaration. Both are absent from the case.

The reviewer chooses the route

Upload an available document now or send a secure request to the merchant contact.

OCR structures the response

Names, identifiers, ownership percentages and document dates are extracted for review.

The decision stays human-owned

The reviewer confirms the ownership position and records the rationale before the case advances.